Cracks · movement · subsidence history

Cracks, movement or subsidence? Sell house fast, as it stands.

A crack that worried a buyer, a surveyor's note about movement, or an old claim on the file can stall a mortgage-backed sale. We buy any house in this position as it stands and price what the findings mean. Sell my house fast with a single cash figure, usually back within the hour, anywhere in England.

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Any
Crack or movement
14 days
Typical completion
£0
Fees to you
Try it with your numbers
Sort it first, or sell as it stands?
£
£

Investigate, repair and sell via an agent

Sale price once sorted (95%)£171,000
Investigation & repairs−£12,000
Agent, legal & EPC−£6,620
7 months' holding−£4,200
Net to you£148,180
in roughly 6–9 months, if it completes

As it stands, to us

Cash offer (~75%)£135,000
Investigation & repairs£0
Fees£0
Holding to completion−£150
Net to you£134,850
in about 14 days from acceptance
Illustrative, not a valuation or an offer. Assumes an engineer's findings are dealt with and a buyer's lender is then satisfied, which is not guaranteed, a modest discount on the sale price for the movement history, 2.4% agency and VAT, £1,650 legal, £650 EPC and survey costs, and that the agent sale completes first time. Real repair needs vary a great deal from house to house. Your actual offer depends on the property and what the reports say.
What We See

We buy any house with cracks, from a hairline to a history

Not every crack is subsidence. Many are cosmetic or come from normal settlement, and a surveyor or structural engineer can often say which. But buyers and lenders worry about the ones they cannot explain, and that is where a mortgage-led sale tends to stall. These are the situations we are asked about most.

1

Cracks that worried a buyer

A viewer spots a diagonal crack above a window and the offer cools. If you want to sell a cracked house fast, we look at the house itself, not at the worry, and give you a firm figure.

2

A survey that mentions movement

If you need to sell a house the surveyor flagged for movement, a lender may ask for an engineer's report or monitoring before it lends. That is often the point where a failed survey sale ends. We can still buy.

3

An old subsidence claim

Many owners want to sell a house after a subsidence claim has been settled. It can be harder to insure or mortgage afterwards, so a buyer without a lender is a simpler route. Tell us what you know and we will price it.

4

Underpinning done years ago

If you sell a house with underpinning, the paperwork matters: certificates, guarantees and any engineer's sign-off. If some of it has gone missing, we can still talk it through and say what would help.

5

Sloping floors and sticking doors

Some older houses simply lean a little. If you want to sell a house with historic movement that has stayed the same for years, say so. A long, stable record is useful information, even if a lender still hesitates. If a converted block has cracks or movement, we buy flats for cash there as well.

6

Trees, clay or old workings nearby

Subsidence can follow clay shrinkage in dry spells, leaking drains or nearby tree roots. In former mining areas, searches can show past workings; Cumbria and Yorkshire are local examples. Flood risk and damp are separate issues, and we look at them separately.

How It Works

Sell house fast without waiting for a lender's engineer

Sell a house fast in three steps, with no agent and no chain. We buy any house, and we buy flats for cash, so a cracked ground-floor flat is just as welcome.

1

Tell us what you know

Postcode, type of property and what has been said about the cracks or movement. Any report, claim letter or photos help. Filling in the form is a two-minute job, so you can sell house fast with just a postcode to start. WhatsApp works too.

2 min
2

A firm figure, in cash

We weigh up the house and what the findings mean, then come back with a figure you can rely on, usually within the hour. You are under no obligation, and with no estate agent involved there are no agent fees.

1 hour
3

Complete on your date

We instruct solicitors and pay the legal bills for both parties. Most sales complete about 14 days after you accept, sooner where we can. The selling guide explains the paperwork.

14 days
The Lender's View

Why a lender hesitates and why we can still buy

A property with a history of movement may be hard to insure or mortgage, so a buyer who needs a loan can be turned away even when the house is sound. That is the same pattern behind many an unmortgageable house. A cash buyer is not asking anyone for a loan. We are not ignoring findings either: they are priced in.

What comes upWhy a lender may hesitateWhy a cash sale can still work
Visible cracksThe valuer cannot tell cosmetic from structural and may ask for an engineer.We take the property as it stands and price what we see.
Movement mentioned in a surveyThe lender may ask for a report, or for monitoring over time before it commits.No lender means no wait for monitoring to finish.
A past claimInsurance can be harder to arrange afterwards, and a mortgage usually needs buildings cover.Our purchase does not hinge on a buyer's policy.
Underpinning on recordA lender may want guarantees and certificates in hand.Papers that help are welcome; a gap is something we raise early.
Old mine workings nearbySearches can show past workings and a report may be requested.We read the search results ourselves and reflect them in the figure.

Your solicitor's property questions ask about issues like this, and you should answer them honestly, including any known movement or past claim. Being open protects you and keeps the sale on track. This table is general information, not engineering or legal advice.

Seller FAQ

Questions about selling with cracks or movement

Yes. Subsidence does not make a sale illegal, but you should answer your solicitor's property questions honestly about known movement and any past claim. Many lenders hesitate, so cash house buyers for subsidence can be the quicker route. We buy any house in that position, as it stands. Flats are covered too: we buy flats for cash.
No. Many cracks are cosmetic or come from normal settlement, and a surveyor or structural engineer can often say which. If you want to sell a house with cracks, or sell a house with structural movement, tell us what has been said and we will price the property as it stands.
Yes. A solicitor's property questions ask about issues like this, and a wrong answer can cause trouble after completion. Be open about it and send us any paperwork you hold, such as an engineer's report or claim letters. A seller who needs to sell a house with subsidence history is better placed when the facts are on the table.
Some may and some may not. A lender may ask for an engineer's report or monitoring, and insurance can be harder to arrange. That is why many owners choose to sell sooner to cash house buyers rather than wait for a lender to decide.
Sometimes. If the cause is understood and fixed, selling through an agent can give a higher price. But investigating and repairing takes time and money, and a buyer's lender can still hesitate. If you want to sell house fast, selling as it stands avoids both, with no agent fees. Try the comparator above, or read our guide to the other ways to sell.
Probably, compared with the same house with no history of movement, because the findings are priced in. But repairs, agent fees and months of waiting also cost money, so the gap can be smaller than the headline. We give one firm figure, and you can say no.
No. We buy empty houses and homes in an estate, and an unoccupied house showing cracks is something we see often. Our pages on selling an empty house and on a probate sale explain how those work.
A missing title or an unregistered property can add steps, and a chain can slow things further, though we have no chain of our own. Knotweed, flood risk and damp are separate issues and we look at each on its own. See selling an unregistered house, how a chain breaks down, or our knotweed page.
Want to sell house fast, cracks and all? Cash house buyers can give you one firm figure today: no agent fees, and nobody else's chain to wait on. Anywhere in England.
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